Accepted Insurance Plans for Michigan Urgent Care
When visiting an Urgent Care clinic in Michigan, you want to know that your visit will be both convenient and affordable. We work with various health insurance providers to ensure you receive the care you need.
How To Verify Your Insurance Coverage
Verifying your insurance coverage with Michigan Urgent Care is straightforward. Here are some easy steps:
- ⊕ Contact Your Insurance Provider: Call the customer service number on your insurance card to verify your coverage.
- ⊕ Visit Provider Website: Check your Michigan health insurance provider’s website for specific details.
- ⊕ Speak with Us: Call your local Michigan Urgent Care clinic, and our staff will assist you in verifying your benefits.
Medicare & Medicaid Plans in Michigan
Michigan Urgent Care accepts Medicare and Medicaid plans, including – Michigan Medicaid Program and Medicare Part B.
As a courtesy to our patients we will verify benefits; however, the benefits quoted are not a guarantee of payment. It is the patient’s responsibility to verify and get a thorough understanding of their medical benefits. The patient is responsible for all charges not reimbursed by their insurance carrier including but not limited to coinsurance, deductibles, and any charges associated with collection activity.
Typically, your cost will be the standard urgent care copay set by your insurance provider, often $75 or less. For those without insurance, we offer our Advantage Medical Discount Plan for *$39 per month* and only $39 per visit, which covers most services.
*Enrollment requires pre-payment of the first three months
Use our list below to verify coverage. If you have a question related to your individual insurance plan, please feel free to contact one of our Customer Service Representatives at 1-888-381-4858.
Health Plans in Michigan that We Accept
Michigan Urgent Care accepts most major health insurance plans in the Great Lakes State. These include, but are not limited to:
- Aetna
- Aetna Better Health of Michigan
- Beaumont Employee Health Plan
- Blue Care Network – BCN
- Blue Cross Blue Shield Of Michigan
- Blue Cross Complete
- CIGNA – Great West
- Cofinity
- Coventry Health
- DMC Health Plan (Tier 2)
- First Health
- Health Alliance Plan – HAP
- Hoorah Health
- Humana
- McLaren Health Plan
- Meridian Health Plan
- Medicaid – State of Michigan
- Medicare – Part B
- Midwest Health Plan
- Molina(Medicare & Medicaid)
- Multiplan
- OHS Care (Oakwood Employees)
- PHCS
- Priority Health
- Railroad Medicare
- St. John Smart Plan (BCBSM Network)
- Total Health Care (Medicaid, Commercial HMO & Select)
- Tricare
- United Health Care
- United Health Care Community Health Plan
Specialized Insurance Plans Accepted
We cater to diverse needs by accepting specialized insurance plans such as:
- ⊕ Medicare Advantage: For enhanced benefits beyond standard Medicare.
- ⊕ Dual Eligibility Plans: For individuals eligible for both Medicare and Medicaid.
Virtual Care Medical Coverage
Accessing healthcare has never been easier with our telehealth services. Our virtual clinic visits are covered by most insurance plans, offering you convenience and flexibility:
- ⊕ UHC Community Plan MI: Virtual Visits
- ⊕ BCBS: BlueCare Anywhere
- ⊕ Cigna: Virtual Care Services
- ⊕ Aetna: Telehealth Benefits
Michigan Medical Insurance FAQs
You can enroll during the open enrollment period through the Health Insurance Marketplace, qualify for Medicaid, or purchase a private plan.
Costs vary based on factors such as age and plan type. Individual premiums typically range from $200 to $600 per month, with potential subsidies for eligible individuals.
Yes, Michigan offers Medicaid for low-income residents, providing comprehensive medical coverage.
While not mandatory, having health insurance is advisable to protect against high medical costs and ensure access to necessary healthcare services.
A co-payment is a set fee you pay for receiving healthcare services. At Michigan Urgent Care, this may mean paying a $45 co-pay for an urgent care visit, which is typically lower than what you’d pay for an emergency room visit.
Yes, Michigan Urgent Care offers the Advantage Medical Discount Plan for uninsured patients. This plan includes a monthly fee and a set cost per visit to make healthcare more affordable.